Simply Secure™ is an optional payment protection insurance plan that can help you make your Brick FlexitiCard payments in the event of job loss, injury, disability, critical illness or loss of life.
Learn how this smart and affordable payment protection plan can lower your burden in the event of life’s unplanned events.
Coverages, Features and Benefits
Involuntary Job Loss Coverage
If you lose your job, we will make up to 12 monthly payments towards your Brick FlexitiCard.
Injury or Disability Coverage
In case of injury or disability, we will make up to 12 monthly payments towards your Brick FlexitiCard.
Critical Illness and Life Coverage
For these unfortunate times, we will pay off your entire remaining balance to lighten the burden on you and your family.
Lifetime Milestone Support
One-time payment of up to $2,000 towards your FlexitiCard to celebrate a birth or adoption, marriage, retirement, graduation, or purchase of a home while enrolled in the insurance.
ADDITIONAL SERVICE FEATURE
Affordable Coverage
All coverages combined for only $1.39 per month for each $100 of outstanding insured balance.
Easy Enrollment
No underwriting or medical questionnaires required.
Cancel Anytime
We will refund your first month's premiums, if you change your mind within 30 days. You can cancel your coverage anytime with no penalties.
Stress Free Claims
We have a quick and simple claims process with high claims approval rates.
No Deductible
No deductible required for claims payments.
Enjoy these unique benefits when you apply for Simply Secure™ at The Brick locations.
Product Damage or Loss
We will repair or replace your Brick merchandise financed on your Brick FlexitiCard if damaged or stolen within 90 days. Not available in British Columbia and Quebec.
Price Guarantee
If the price of your Brick merchandise drops within 100 days of your purchase, we will refund you the difference.
Security Kit
We will provide identity theft protection and monthly credit score access to help protect your personal & financial information.
Enroll in Simply Secure™ when you apply for a Brick FlexitiCard.
Already a cardholder? Call 1-844-930-6022 to enroll
Monday-Friday 8am-5pm (MST)
To learn more about Trans Global Insurance products visit www.transglobalinsurance.ca
Need to make a claim?
Claim forms may be obtained by calling a Customer Service Representative or by visit the Trans Global Insurance website to fill out the online claim forms.
Simply Secure™ Complaint Resolution
For a complaint or inquiry about Simply Secure™ insurance coverage, please call 1-844-930-6022. If for some reason you are not satisfied with the resolution to your complaint or inquiry, please see our complaint resolution processes.
- You are Brick FlexitiCard primary cardholder
- You are a Canadian resident
- You are between the ages of 18 and 65 (71 in BC)
- To learn more about the eligibility conditions and exclusions refer to the:
- Certificate of Insurance (Canada excluding Quebec)
- Summary and Fact Sheet (Quebec residents only)
- Certificate of Insurance (Quebec residents only)
Every month you pay $1.39 per $100 of your outstanding insured balance. For example, if there is an outstanding balance of $1,000 on your Brick FlexitiCard, the monthly premium payment will be $13.90 plus all applicable taxes.
- To learn more about the eligibility conditions and exclusions refer to the:
- Certificate of Insurance (Canada excluding Quebec)
- Summary and Fact Sheet (Quebec residents only)
- Certificate of Insurance (Quebec residents only)
If you are employed full-time a minimum of 25 hours per week and lose your job through no fault of your own and remain unemployed (for more than 30 consecutive days), the coverage will pay your Brick FlexitiCard payment obligation on your behalf. We will make your monthly payment until you return to work full-time, up to 12 months.
- To learn more about the coverage including benefits, conditions and exclusions refer to the:
- Certificate of Insurance (Canada excluding Quebec)
- Summary and Fact Sheet (Quebec residents only)
- Certificate of Insurance (Quebec residents only)
In addition to the coverages provided by the insurance and while the insurance policy remains in place, the Lifetime Milestone Support service feature provides a one-time payment of up to $2,000 as described in the certificate of Insurance to celebrate a birth or adoption, marriage, retirement, graduation, or purchase of a home.
If you are a self-employed individual working full-time for a minimum of 25 hours per week in a legally incorporated business that has been operating 2 or more years continuously and you become involuntarily unemployed as a result of your business being involuntarily petitioned into bankruptcy by your creditors and are unable to generate any income (for more than 30 consecutive days), the coverage will pay your Brick FlexitiCard monthly payment on your behalf, retroactively beginning from your date of loss. We will make your monthly payments until you return to work full-time, up to a maximum of 12 monthly payments.
- To learn more about the eligibility conditions and exclusions refer to the:
- Certificate of Insurance (Canada excluding Quebec)
- Summary and Fact Sheet (Quebec residents only)
- Certificate of Insurance (Quebec residents only)
If you experience an injury or become ill (for more than consecutive 30 days) and unable to work and you under a physician’s care, we will pay your Brick FlexitiCard monthly payment obligation on your behalf, retroactively beginning from your date of loss. The coverage will make your monthly payment until you return to work or a maximum of 12 months.
- To learn more about the eligibility conditions and exclusions refer to the:
- Certificate of Insurance (Canada excluding Quebec)
- Summary and Fact Sheet (Quebec residents only)
- Certificate of Insurance (Quebec residents only)
If you or your spouse are diagnosed with a Critical Illness for the first time in your life, are younger than 65 years of age and survive the first diagnosis for at least 30 days, the coverage will pay the amount equal to the outstanding Brick FlexitiCard balance at the date of first diagnosis.
- To learn more about the eligibility conditions and exclusions refer to the:
- Certificate of Insurance (Canada excluding Quebec)
- Summary and Fact Sheet (Quebec residents only)
- Certificate of Insurance (Quebec residents only)
This one-time benefit payment covers your eligible outstanding balance, up to $25,000.
- To learn more about the eligibility conditions and exclusions refer to the:
- Certificate of Insurance (Canada excluding Quebec)
- Summary and Fact Sheet (Quebec residents only)
- Certificate of Insurance (Quebec residents only)
The terms under which insurance starts are as follows:
- Your FLEXITI FINANCIAL loan application must have been approved
- You have agreed to purchase insurance (insurance commences on this date)
The coverage will end on the sooner of the next billing date after the Insurer or FLEXITI FINANCIAL receive your written request to end this insurance coverage or the date you are more than 30 days delinquent in making any required payments on your Insured FLEXITI FINANCIAL loan payment obligation Contract.
- To learn more about the eligibility conditions and exclusions refer to the:
- Certificate of Insurance (Canada excluding Quebec)
- Summary and Fact Sheet (Quebec residents only)
- Certificate of Insurance (Quebec residents only)
Trans Global Insurance Company and Trans Global Life Insurance Company can be contacted by phone at 1-844-930-6022 or by e-mail at clientcare@transglobalinsurance.ca.
Claim Forms may be obtained by calling a Customer Service Representative at 1-844-930-6022 or click the link to submit a claim
Notice of Loss must be provided in writing and filed with Trans Global Insurance Group within 90 Days from the date of loss at the following address.
Trans Global Insurance Group
16930-114 Avenue, Suite 275, Edmonton, AB T5M 3S2
- To learn more about the eligibility conditions and exclusions refer to the:
- Certificate of Insurance (Canada excluding Quebec)
- Summary and Fact Sheet (Quebec residents only)
- Certificate of Insurance (Quebec residents only)
If You have any questions regarding this insurance or wish to cancel this coverage, please call 1-844-930-6022
- To learn more about the eligibility conditions and exclusions refer to the:
- Certificate of Insurance (Canada excluding Quebec)
- Summary and Fact Sheet (Quebec residents only)
- Certificate of Insurance (Quebec residents only)